We provide global credit risk insights that leverage real-time bank data to support the world's leading brands.
FCA Authorised, ICO Registered
DirectID is brought to you by The ID Co., a registered and authorised Account Information Service Provider by the FCA. Our AISP registration number is 798579.
We're commited to protecting your data, our ICO number is ZA384596.
DirectID and Doconomy to bring leading climate functionality to a wider audience.
Our platform leverages Open Finance and bank statement data to help you understand your customers throughout the credit risk lifecycle, from onboarding through to collections & recoveries.
DirectID powers some of the worlds biggest brands from banking, consumer and SME lending through to the gig economy, gambling and others.
Make better, faster and more confident decisions with DirectID.
Significantly reduce fraud with direct Open Banking account verification.
Reducing the underwriting process from hours to minutes.
Our platform and insights are designed to solve the universal pain points experienced throughout the credit risk lifecycle. We support global B2C and B2B lenders with powerful insights to facilitate better, faster and more confident credit risk decisions.
Make confident credit risk decisions in a fraction of the time. Reduce your application-to-loan time from days to minutes with direct Open Banking connections and insights.
Track cashflow and affordability changes across your portfolio to identify emerging financial distress and reduce the flow of customers to collections.
Bespoke insights on affordability, income verification, cashflow and more, to streamline collections and provide an enhanced customer journey.
Verify that the account you are paying money to is owned by the person you are talking to.
Use Open Banking to confidently satisfy KYC / KYB / AML requirements.
Help your customers tackle climate change with our sustainable finance index.
Everything you need to get started with Open Banking - even with zero integration. Onboard your customers in as little as thirty seconds.
Connect to your customers' account in 30 seconds.
A single API connected to 1.5bn+ accounts.
Verify account ownership in seconds.
Instantly view up to 12 months of transactions.
Whether you use our platform, or plug your own data source in, our insight engines give you the power to make faster and more confident decisions.
Calculate your customers' affordability.
Verify income with real-time visibility.
Categorise your customers' transactions.
Identify financial distress in your portfolio before it happens.
We have over 13,000+ business and consumer bank connections across the globe. With access to 1.5bn potential users in over 45+ countries, partnering with DirectID gives you a robust foundation for international growth and scale.
Explore our bank data coverageLet our specialist team demonstrate our DirectID platform. We'll cover everything from Compliance and Insights to Solutions & Use Cases.
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Product sheets
Connect
Data API
Insights
Income Verification
Bank Account Verification
Categorisation Engine
Useful links
Digital Bank Statements
Why We're Different
Innovation in Finance
Affordability eBook
Bank Data Suite Demo
Operational Efficiency
Resources
Bank Data Coverage
Knowledge Base
Frequently Asked Questions
Open Sandbox Doc
Webinars
Blogs
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