Data API

Download our Product Sheet
FCA Authorised

FCA Authorised, ICO Registered

Scroll Down Icon

The DirectID Data API gives you enriched, real-time data straight from your customers bank account.

It supports over 13,000+ bank connections in 45 countries. That’s one single, unified and optimised API for reaching 1.5bn people across the globe. Our API is used by leaders in the banking sector, lending, the gig economy and more.

How it Works

1. An applicant goes through the consent process, agreeing to the terms on the DirectID Connect widget.

2. The applicant selects their bank and then logs into their internet banking, authorising their bank to share their data via our open finance API.

3.
Transaction data, account holder information and enriched data can be viewed by you and brought in to decisioning models.

4. Based on your models, the applicant will either be accepted or denied.

Key Benefits & Features

DirectID's Data API provides you with a single safe and secure integration. One integration gives you access to up to 12 months of transactional data whether you need access to 10 connections or 10,000 connections.

Consume bank data through one single integration

View 12 months of transactional data

Gather ongoing consent to continuously request data

One Single, Unified & Optimised Engine

DirectID Data API allows you to extend your reach and connect to 1.5 billion people across the globe using one single API. Helping businesses make more informed affordability assessments, increase operational efficiency, boost conversion and reduce fraud.

A Variety of Banks

Our Data API currently connects to over 13,000 banks across the world. From Fiji to Finland, we have it covered. DirectID is a super aggregator, capable of reaching your customers, wherever they might be across the globe.

Save Time

Our Data API Platform works the same whether you are connecting with 10, 100 or even 10,000 customers. Data API saves time by using one single unified API for all your customer needs.

"The Benefits of DirectID Connect The Benefits of DirectID Connect The Benefits of DirectID Connect The Benefits of DirectID Connect The Benefits of DirectID Connect The Benefits of DirectID Connect The Benefits of DirectID Connect "

Credit Risk Icon

James Varga, CEO, DirectID

Powerful use cases

Explore our powerful use cases. We provide easy zero-integration solutions with direct access to your customers bank data and instant financial insights into your customers.

Explore our Use Cases

Download the Data API Product
Sheet Today!

A single unified and optimised data API no matter what bank your customer is providing data from. One integration allows you to access up to 12 months transactional data whether you need access to 10 connections or 10,000 connections.