Origination & onboarding

Streamline origination and onboarding with open banking

Harness the power of open banking data optimised for credit risk decisioning

With DirectID, you can access the most accurate financial insights, streamline workflows, and make informed decisions in a fraction of the time. Having the most accurate data is critical to every risk decision during onboarding. Our data provides a comprehensive view of an applicants' financial profiles, enhancing the accuracy of credit assessment and underwriting decisions.

Faster onboarding

Open banking data enables swift verification and assessment, reducing onboarding time.

Improved accuracy

Open banking data provides risk managers with real-time data.

Enhanced fraud detection

Real-time transactional data removes the risk of third party fraud in the application process.

Seamless digital experience

Using open banking data creates a frictionless and efficient onboarding journey for customers.

Faster onboarding

Open banking data enables swift verification and assessment, reducing onboarding time.

Improved accuracy

Open banking data provides risk managers with real-time data.

Enhanced fraud detection

Real-time transactional data removes the risk of third party fraud in the application process.

Seamless digital experience

Using open banking data creates a frictionless and efficient onboarding journey for customers.

Browse our platform

Our platform

The DirectID platform gives you all the tools you need to capture consent, access transaction data and view detailed insights on your customer's financial behaviours.

Connect

A guided user-interface to capture consent, verify and connect to bank accounts, and share transaction data.

Data APIs

The pipelines for transferring and accessing normalised bank data, from your customer's bank account into any platform.

Dashboard

An accurate, real-time view of your customer's financial data, enriched with intelligent credit & risk insights.

Get started using open banking data

Talk with one of our specialists to find out more about using open banking data.

  • Demo of the guided customer consent journey

  • Walk through of our real-time data & insights

  • Coverage check in your markets