We've given open banking super powers to 170+ companies
Understand your customer's affordability and creditworthiness in real-time. Embed consumer transaction into your predictive model.
Use open banking data in a standalone or hybrid predictive model that brings together multiple data sources. Significantly uplift predictive models with comprehensive and dynamic data.
Reduce manual interactions for quicker decisioning. Optimise your credit risk processes using transaction data.
Track cashflow changes across your portfolio to identify trends and drive lifetime value.
Get insights on affordability, income, cashflow and more, to empower your collections teams and optimise the recovery process.
Solutions for credit risk decisions
Assess how much your customer can afford to repay. Use enriched data to identify income, and fixed vs flexible spend.
Verify your customer's income across all income streams, whether it's salaried wages, freelance earnings or benefits.
Cut through the noise of a bank statement and understand how and where your customers spend their money.