Within seconds of a consent you can view account holder name, their account type, alongside balances and enriched transactions.
Open API's are highly regulated and secure. Our APIs are built on bank grade security that are compliant with the UK FCA and international standards.
Our data APIs provide a normalised single point of integration that supports over 13,000+ bank connections in over 45+ countries.
When a customer consents to share their data, we can store the received data for you, you can also decide when to refresh or delete data.
Open banking data comes directly from banks and financial institutions. The data is real-time, accurate, and impactful when making credit & risk decisions.
Categories & classes
Our enrichment process categorises data into over 80 categories and 11 classes so you can understand how and where your customer spends their money.
Solutions for credit risk decisions
Assess how much your customer can afford to repay. Use enriched data to identify income, and fixed vs flexible spend.
Verify your customer's income across all income streams, whether it's salaried wages, freelance earnings or benefits.
Cut through the noise of a bank statement and understand how and where your customers spend their money.