Open banking data pioneers, credit & risk specialists

DirectID was the earliest open banking pioneer, we petitioned for PSD2 and built the first AISP integration in the world.

With over 13,000+ connections, DirectID provides advanced open banking data for credit & risk decision makers in 46 countries.

Our leadership team have been working with data for over a decade and have more than 100 years of experience in senior roles at organisations such as FICO, Experian & TransUnion.

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What we do

DirectID uses open banking data to optimise credit & risk decisioning.

Providing a range of insights from income verification to affordability, DirectID empowers decision makers to make better-informed credit & risk decisions with customer bank data.

Our mission

DirectID powers financial inclusion.

By providing a dynamic, real-time dataset, DirectID helps decision makers manage risk, drive efficiencies, and enable fairer outcomes for all.

With open banking, decision makers can assess risk regardless of age, location and past credit performance.

Our people

At DirectID we've built a team of incredible talent. We're credit risk specialists, data scientists, design champions, marketers, and more. But most of all, we're people.

We know that people produce their brightest ideas when they're in an environment that inspires. We're committed to providing just that.

Careers at DirectID offer the agility and flexibility of a scale-up, with the growth of a global, ambitious fintech. Visit our careers page to find out more.

Our leaders

Get started using open banking data

Talk with one of our specialists to find out more about using open banking data.

  • Demo of the guided customer consent journey

  • Walk through of our real-time data & insights

  • Coverage check in your markets