Dashboard

Credit & risk insight

An accurate, real-time view of your customer's financial data, enriched with intelligent credit & risk insights.

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View customer insights in one dashboard

The dashboard is a seamless interface, giving you access to an end user's real-time transaction data, alongside our suite of insights.

Access categorised transactions and insights on affordability, income, cashflow, financial distress, and more, on one easy-to-use interface.

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View transactions

View up to 12 months of transactions from every customer who has consented. Customer transactions are enriched with information on how and where they spend.

View customer insights

View all our financial insights in one place. Insights on income, predictive cashflow, affordability, categorisation, and more, are available to view in the dashboard.

Download statements

We provide a normalised bank-branded statement in PDF format for current, credit and savings accounts, that can be downloaded from the dashboard.

Data refresh

Where a consent is still valid, typically up to 90 days after consent, trigger a data refresh to have access to the latest customer insights.

Send requests

Send consent requests to customers directly from the dashboard. After consent is provided view customers financial behaviours.

Consent management

The consent management tab gives visibility on consents that are due to expire. Trigger data refreshes or send another consent request.

Use transaction data from any source

Use our engine on your own data

Input transaction data from any source. If you already have a data set, or currently access open banking data, plug in to our income verification engine and we'll return the income data you need to make confident decisions.

We can categorise and classify transaction data from any source. If you already have a data set, or currently access open banking data, plug in you data to our engines and we'll return the categorised transactions.

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Advanced credit & risk insights

Affordability

Assess how much your customer can afford to repay. Use enriched data to identify income, and fixed vs flexible spend.

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Affordability

Assess how much your customer can afford to repay. Use enriched data to identify income, and fixed vs flexible spend.

Income verification

Verify your customer's income across all income streams, whether it's salaried wages, freelance earnings or benefits.

Categorisation & classification

Cut through the noise of a bank statement and understand how and where your customers spend their money.

Emerging financial distress

Identify emerging financial distress to enable early intervention before your customer defaults.

SME financial health

See the balance trend of an SME’s accounts with a view on income, stability and fluctuations. View the money a business earns, spends and saves on a regular basis.

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Our platform

The DirectID platform gives you all the tools you need to capture consent, access transaction data and view detailed insights on your customer's financial behaviours.

Connect

A guided user-interface to capture consent, verify and connect to bank accounts, and share transaction data.

Data APIs

The pipelines for transferring and accessing normalised bank data, from your customer's bank account into any platform.

Dashboard

An accurate, real-time view of your customer's financial data, enriched with intelligent credit & risk insights.

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Get started using open banking data

Talk with one of our specialists to find out more about using open banking data.

  • Demo of the guided customer consent journey

  • Walk through of our real-time data & insights

  • Coverage check in your markets