Credit & risk insight
An accurate, real-time view of your customer's financial data, enriched with intelligent credit & risk insights.
View customer insights in one dashboard
The dashboard is a seamless interface, giving you access to an end user's real-time transaction data, alongside our suite of insights.
Access categorised transactions and insights on affordability, income, cashflow, financial distress, and more, on one easy-to-use interface.
View up to 12 months of transactions from every customer who has consented. Customer transactions are enriched with information on how and where they spend.
View customer insights
View all our financial insights in one place. Insights on income, predictive cashflow, affordability, categorisation, and more, are available to view in the dashboard.
We provide a normalised bank-branded statement in PDF format for current, credit and savings accounts, that can be downloaded from the dashboard.
Where a consent is still valid, typically up to 90 days after consent, trigger a data refresh to have access to the latest customer insights.
Send consent requests to customers directly from the dashboard. After consent is provided view customers financial behaviours.
The consent management tab gives visibility on consents that are due to expire. Trigger data refreshes or send another consent request.
Use transaction data from any source
Use our engine on your own data
Input transaction data from any source. If you already have a data set, or currently access open banking data, plug in to our income verification engine and we'll return the income data you need to make confident decisions.
We can categorise and classify transaction data from any source. If you already have a data set, or currently access open banking data, plug in you data to our engines and we'll return the categorised transactions.
Advanced credit & risk insights
Browse our platform
The DirectID platform gives you all the tools you need to capture consent, access transaction data and view detailed insights on your customer's financial behaviours.
Get started using open banking data
Talk with one of our specialists to find out more about using open banking data.
Demo of the guided customer consent journey
Walk through of our real-time data & insights
Coverage check in your markets