A super aggregator providing global coverage

Giving you bank connections to over 1.5bn people across the globe.

13,000+ connections

We aggregate over 13,000+ connections in 45+ countries. By using DirectID you can access over 1.5bn customers globally.

Extensive UK & US coverage

We integrated with UK open banking on day one and have been serving North America for over 9 years.

Europe, Asia, Pacifc & more

Our coverage is always expanding, and we work with our customers to provide open banking data in the markets they need to succeed.

Get started using open banking data

Talk with one of our specialists to find out more about using open banking data.

  • Demo of the guided customer consent journey

  • Walk through of our real-time data & insights

  • Coverage check in your markets

Frequently asked questions

Schedule a call

What is open banking and how does it work?

Open banking is the practice that allows people and businesses to share up to 12 months of transaction data. DirectID is regulated by the Financial Conduct Authority as an Account Information Service Provider (AISP) - the intermediary who safely facilitate this process.


What is transaction categorisation?

Transaction categorisation is the process of adding context to raw transaction data. The process gives you an understanding of what your customers' spend their money  and where.


How does bank account verification work?

Using the bank account verification API, DirectID matches the details provided from your customer to those on their account. We apply a set of sophisticated algorithms and rules to verify the name, and then tell you what does and does not match.


How do you verify income with open banking?

After a customer shares their data, DirectID identify recurring credits to the account and group these. Using an algorithm we identify the monthly income for each income stream. We then return the calculated income and confidence score to you.