Bank Account Verification

FCA Authorised, ICO Registered

Ensure that when you send money, it goes to the person you want it to.

Bank Account Verification allows you to quickly match the details of an account, such as sort code and account number, providing quick validation and removing fraud from the equation. DirectID's platform of open banking tools integrate seamlessly into your existing software.

How it Works

1. DirectID’s Bank Account Verification API calls the bank to ensure that the details are correct.

2. We check numerical account identifiers (IBAN, Routing Number, Account Number, Sort Code) and compare the data provided by the end user and financial institution.

3. Bank account validation is confirmed, if not, we'll tell you why.

Call our  Bank Account Verification Engine to quickly find out that the information provided by your customer matches the bank account provided, and if not, why not.

Customer asserted data vs bank check data

Detailed Verification responses

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Security with your Money

DirectID Bank Account Verification ensures that when you send money, it goes to the person you want it to, helping you reduce costs associated with fraud. The solution removes the issue of internet scammers providing details of accounts that do not belong to them.

Lightning Fast Data Retrieval

Our Bank Account Verification Platform verifies accounts in seconds. Meaning there's no waiting to find out if you have the correct details or not. An almost instantaneous decision allowing you to streamline your business process.

Verify Multiple People at Once

Our Platform gives you the ability to verify anywhere accounts individually or in bulk. DirectID's industry leading platform reduces your workload and frees up internal resource for you to work on important customer accounts.

Powerful use cases

Explore our powerful use cases. We provide easy zero-integration solutions with direct access to your customers bank data and instant financial insights into your customers.

Credit Risk

Enhanced credit riskmanagement at every stage of the credit risk lifecycle.

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Affordability

Answering all the questions surrounding affordability with bank data.

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Fraud

Derisk your operations from fraud with Open Banking data.

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Collections & Recoveries

Streamline collections and recoveries with a real-time view of affordability.

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