Bank Account Verification allows you to quickly match the details of an account, such as sort code and account number, providing quick validation and removing fraud from the equation. DirectID's platform of open banking tools integrate seamlessly into your existing software.
1. DirectID’s Bank Account Verification API calls the bank to ensure that the details are correct.
2. We check numerical account identifiers (IBAN, Routing Number, Account Number, Sort Code) and compare the data provided by the end user and financial institution.
3. Bank account validation is confirmed, if not, we'll tell you why.
Call our Bank Account Verification Engine to quickly find out that the information provided by your customer matches the bank account provided, and if not, why not.
Customer asserted data vs bank check data
Detailed Verification responses
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Explore our powerful use cases. We provide easy zero-integration solutions with direct access to your customers bank data and instant financial insights into your customers.
Enhanced credit riskmanagement at every stage of the credit risk lifecycle.
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Answering all the questions surrounding affordability with bank data.
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Derisk your operations from fraud with Open Banking data.
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Streamline collections and recoveries with a real-time view of affordability.
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Instantly verify bank account ownership in seconds.
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Make confident decisions with a real-time view on income.
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Don’t just rely on account access as your validation. Using multiple data aggregators to validate consumer information against bank data, we can ensure the person you are talking to is the person receiving the payments. Share your email address and we will send you a copy of the ebook.