Income verification
Credit & risk insight
Understand income in real-time
The income verification tool gives you all the information you need to verify how much your customers earn every month.
We'll provide a confidence score and a view on your customer’s income streams, whether it’s salaried wages, freelance earnings or benefits.
Fast
Income verification is optimised for a seamless service, so income data is returned in under a second.
Real-time
View your customers income in real-time with the ability to refresh, giving you the most up-to-date data.
Reduce costs
Remove the need to build internal data science teams or manually assess using PDFs and statements.
Reduce risk
Quickly access all the data on income you need to make an informed credit & risk decision.
Fast
Income verification is optimised for a seamless service, so income data is returned in under a second.
Real-time
View your customers income in real-time with the ability to refresh, giving you the most up-to-date data.
Reduce costs
Remove the need to build internal data science teams or manually assess using PDFs and statements.
Reduce risk
Quickly access all the data on income you need to make an informed credit & risk decision.
Calculate income
We provide a calculated income figure for each customer, using a unique set of algorithms, so you can quickly verify how much your customer earns.
Confidence score
We deliver a confidence score to support our calculated income figure based on the variance and stability of the customer's earnings.
Income streams
Get visibility of your customer’s income across all income streams, whether it’s salaried wages, freelance earnings or benefits.
Income filtering
Our filtering tools allow you to easily view scores for each income stream and determine which are appropriate for income verification.
365 days of data
Get a comprehensive view on your customer's income with access to data from the previous 365 days, with the ability to refresh for a further 90 days.
Benefits & support
View income from benefits & support payments alongside other income sources. Select the income streams that are in line with your risk appetite.
Use transaction data from any source
Use our engine on your own data
Input transaction data from any source. If you already have a data set, or currently access open banking data, plug in to our income verification engine and we'll return the income data you need to make confident decisions.
We can categorise and classify transaction data from any source. If you already have a data set, or currently access open banking data, plug in you data to our engines and we'll return the categorised transactions.
Browse our platform
Our platform
The DirectID platform gives you all the tools you need to capture consent, access transaction data and view detailed insights on your customer's financial behaviours.
Get started using open banking data
Talk with one of our specialists to find out more about using open banking data.
Demo of the guided customer consent journey
Walk through of our real-time data & insights
Coverage check in your markets